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Business Insurance is Not a Substitute for Good Business Practices

Good business practices help keep the number of business insurance claims to a minimum. Business insurance is there to protect your business when the unexpected happens, it’s not an all-encompassing safety net for bad business practices. What are “Bad Business Practices”? Many business owners go into business with the best intentions, but sometimes not the…
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Business Insurance: Are you asking the right questions?

Every business needs business insurance, but with all the different types – general liability, errors and omissions, employment practices, and more – asking the right questions is almost as difficult as picking the right coverage. What you don’t know CAN hurt you – and your business Risks are inherent to business so limiting risks, of…
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Sexual Harassment vs Sexual Abuse; Which Business Insurance Coverage Do You Need?

When it comes to business insurance, it’s important to understand the difference between sexual harassment and sexual abuse. It’s a terminology issue that dictates the types of business insurance coverage required. Terminology is More than Semantics What is considered sexual harassment or sexual abuse? It truly depends upon the specific definitions and terms in the…
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Employees Who Communicate When on Vacation Can Cause A Business Risk

Whether your employees are using their digital devices for work or pleasure while on the beach or at the hotel, if those devices are connected to company accounts, such as email, bank, or other secure or insecure locations, they are creating a business risk. There’s no such thing as a disconnected vacation. Digital Devices –…
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  • Mary Graf has provided our small business with the knowledge, tools, and expertise to make informed decisions regarding our insurance investments. She is a warm and professional person who is highly motivated to do the absolute best for her clients and community.

    Brian Botticelli , Botticelli Prints Inc. Huntington, NY
  • Mary has been our insurance broker for many years. Her extensive knowledge of the companies and product offerings is critical to securing the best coverage for us. Her ability to ask the right questions, delve into the most relevant information and discern our requirements has forged a strong working relationship. Personally delightful and professionally efficient, Mary and her agency staff always provide top-shelf service!

    Fritzi Gros-Daillon , Anson Environmental Corp. Transitions USA Inc.
  • When I think of insurance, I think “Graf Agency.” I first joined our family business in 1984 and when I was introduced to Ken Graf, I soon realized why our family did business with his family.

    Over the years, Mary Graf has continued the family tradition of unmatched service, responsiveness and attention to detail. I know I can always depend on Mary to possess the knowledge, do the research and advise me on the best products for our business and my personal needs.

    The peace of mind that this provides is priceless.

    Joseph Fusaro , Green Energy Solutions AMJ Building Corp. Huntington, NY
  • As a Business Management Consultant with high-end clients who demand excellence, I only work with Mary from the Graf Agency for all my insurance needs.

    Mary’s response time, care and attention to my requests are always impeccable. Not only does she know her industry very well and provide the best packages, but she also takes the time to research the most cost-effective ways to make sure I am always offering my clients the very best!

    Evan Antonini, EHM Group, LLC Bookkeeping & Controllership Services New York, NY

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