Manufacturing businesses have many moving parts, and each requires insurance coverage. Although they all need Worker’s Compensation and general liability, building insurance for manufacturers should not be overlooked! In Case of Fire… It may not be a fire, so we’re talking about when the building is damaged to the extent that it is no longer…
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Nonprofits Need to Insure and Ensure Their Drivers and Vehicles
Many nonprofits offer community outreach that includes pick-ups and deliveries. They need to insure the vehicles and the drivers as well as ensure the vehicles are well maintained and the drivers are fit to drive. Driver Due Diligence Nonprofits, and any company with a fleet, need to research who’s behind the wheel of their vehicles.…
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Should Your Business Insurance Cover Subcontractors, Independent Contractors, and Freelancers?
In today’s “gig economy” if your business is using project-based contractors instead of hiring more employees, does your business insurance cover them? Contractors vs. Employees Different policies define contractors (or SUBcontractors) and employees in different ways. There can be big differences in the coverage afforded by the policy between damage or injury caused by a…
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