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Monthly Archives: June 2020

Post-Pandemic Insurance Reviews are Crucial for Non-profit Organizations

The COVID-19 pandemic caused many economic challenges. Many non-profit organizations experienced a reduced level of donations and limited options for fundraising. Unfortunately, they may also be facing another crisis in the making, increased insurance premiums as the insurance industry continues to “tighten” or “harden” from social inflation. Non-profits and for-profit organizations alike need to deal…
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COVID-19 Pandemic vs. Business Income Insurance

Business Income Insurance – also referred to as Business Interruption Coverage – is a lifeline for many businesses impacted by the coronavirus pandemic. During the government lockdown, revenue for all “essential” businesses continued, however, countless non-essential businesses suffered from diminished, and in some cases, evaporated streams of income. What Is Business Income Insurance? The definition…
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Insurance Payments Deferred During COVID-19 Pandemic

When the lockdowns started and everyone was working from home, many insurance companies stepped up with options to ease the stress. Some insurance companies offered deferred premium payments for April and May. The deferments were an attempt to help business lower their expenses during the height of the pandemic when most businesses were hit the…
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  • Mary Graf has provided our small business with the knowledge, tools, and expertise to make informed decisions regarding our insurance investments. She is a warm and professional person who is highly motivated to do the absolute best for her clients and community.

    Brian Botticelli , Botticelli Prints Inc. Huntington, NY
  • Mary has been our insurance broker for many years. Her extensive knowledge of the companies and product offerings is critical to securing the best coverage for us. Her ability to ask the right questions, delve into the most relevant information and discern our requirements has forged a strong working relationship. Personally delightful and professionally efficient, Mary and her agency staff always provide top-shelf service!

    Fritzi Gros-Daillon , Anson Environmental Corp. Transitions USA Inc.
  • When I think of insurance, I think “Graf Agency.” I first joined our family business in 1984 and when I was introduced to Ken Graf, I soon realized why our family did business with his family.

    Over the years, Mary Graf has continued the family tradition of unmatched service, responsiveness and attention to detail. I know I can always depend on Mary to possess the knowledge, do the research and advise me on the best products for our business and my personal needs.

    The peace of mind that this provides is priceless.

    Joseph Fusaro , Green Energy Solutions AMJ Building Corp. Huntington, NY
  • As a Business Management Consultant with high-end clients who demand excellence, I only work with Mary from the Graf Agency for all my insurance needs.

    Mary’s response time, care and attention to my requests are always impeccable. Not only does she know her industry very well and provide the best packages, but she also takes the time to research the most cost-effective ways to make sure I am always offering my clients the very best!

    Evan Antonini, EHM Group, LLC Bookkeeping & Controllership Services New York, NY

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