Business Income Insurance – also referred to as Business Interruption Coverage – is a lifeline for many businesses impacted by the coronavirus pandemic. During the government lockdown, revenue for all “essential” businesses continued, however, countless non-essential businesses suffered from diminished, and in some cases, evaporated streams of income. What Is Business Income Insurance? The definition…
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Business Insurance is Not a Substitute for Good Business Practices
Good business practices help keep the number of business insurance claims to a minimum. Business insurance is there to protect your business when the unexpected happens, it’s not an all-encompassing safety net for bad business practices. What are “Bad Business Practices”? Many business owners go into business with the best intentions, but sometimes not the…
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Check Your Homeowners’ Insurance Before You Host a Graduation Party
Hosting a graduation party at your home can be worry-free if your insurance includes the right coverages. How safe are you from a graduation party lawsuit? This includes homeowners, co-op and condos, and renters! Everyone hosting a party invites risks as well as guests. The first item on your graduation party planning checklist should be…
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Does Your Business Insurance Cover Employees Traveling to Trade Shows and Conferences?
When employees travel for business there are several things to consider reducing risk and improve the experience for everyone, insurance is just one of them. Start with What You Can Control The best way to reduce risk is to have travel policies in place. These policies should cover everything from car rentals, to taking care…
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