The COVID-19 pandemic caused many economic challenges. Many non-profit organizations experienced a reduced level of donations and limited options for fundraising. Unfortunately, they may also be facing another crisis in the making, increased insurance premiums as the insurance industry continues to “tighten” or “harden” from social inflation. Non-profits and for-profit organizations alike need to deal…
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Important Risks Nonprofit Board Members Need to Understand
Many people don’t realize that, in many ways, non-profit organizations run the same way for-profits organizations run, at least those with employees. As such, nonprofit organizations are accountable for their employment practices, and so are their board members. Employment practices are making headlines today with an increased focus on diversity and harassment. However, employment practices…
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Business Insurance: Are you asking the right questions?
Every business needs business insurance, but with all the different types – general liability, errors and omissions, employment practices, and more – asking the right questions is almost as difficult as picking the right coverage. What you don’t know CAN hurt you – and your business Risks are inherent to business so limiting risks, of…
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Nonprofits Need to Insure and Ensure Their Drivers and Vehicles
Many nonprofits offer community outreach that includes pick-ups and deliveries. They need to insure the vehicles and the drivers as well as ensure the vehicles are well maintained and the drivers are fit to drive. Driver Due Diligence Nonprofits, and any company with a fleet, need to research who’s behind the wheel of their vehicles.…
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