Tag Archives: risk

The 1980s Insurance Crisis Revisited: Then vs. Now and How to Reduce Risk

Liability insurance today is more nuanced, offering tailored coverage options that recognize the full spectrum of modern risks. Whether you’re hosting an end-of-year party or simply adding seasonal flair to the break room, the objective is to reduce risk before it results in claims.

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The 1970s on Long Island: Teenage Drivers, No-Fault Insurance, and Memories from Mary Graf

Essentially, if you're involved in a car accident, your own insurance policy covers your medical expenses and lost wages, regardless of who was at fault.

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From Boom to Renovation: A Look at Long Island’s Housing Evolution and Homeowners Insurance

At Graf Insurance, we’ve been part of the Long Island community for a century, and we understand the region’s evolving needs. From the post-war boom to today’s dynamic market, we’re here to help you protect your home and investment, ensuring that you can enjoy all that Long Island has to offer for years to come.

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History Lesson Relevant Today: 1938 “Long Island Express” Hurricane

Effectively navigating flood and wind insurance requires more than just purchasing a policy. It demands a proactive approach in understanding the specific terms, conditions, and the real risks to one's property.

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Mary Graf has provided our small business with the knowledge, tools, and expertise to make informed decisions regarding our insurance investments. She is a warm and professional person who is highly motivated to do the absolute best for her clients and community.

Brian Botticelli , Botticelli Prints Inc. Huntington, NY
Mary has been our insurance broker for many years. Her extensive knowledge of the companies and product offerings is critical to securing the best coverage for us. Her ability to ask the right questions, delve into the most relevant information and discern our requirements has forged a strong working relationship. Personally delightful and professionally efficient, Mary and her agency staff always provide top-shelf service!

Fritzi Gros-Daillon , Anson Environmental Corp. Transitions USA Inc.
When I think of insurance, I think “Graf Agency.” I first joined our family business in 1984 and when I was introduced to Ken Graf, I soon realized why our family did business with his family.

Over the years, Mary Graf has continued the family tradition of unmatched service, responsiveness and attention to detail. I know I can always depend on Mary to possess the knowledge, do the research and advise me on the best products for our business and my personal needs.

The peace of mind that this provides is priceless.

Joseph Fusaro , Green Energy Solutions AMJ Building Corp. Huntington, NY
As a Business Management Consultant with high-end clients who demand excellence, I only work with Mary from the Graf Agency for all my insurance needs.

Mary’s response time, care and attention to my requests are always impeccable. Not only does she know her industry very well and provide the best packages, but she also takes the time to research the most cost-effective ways to make sure I am always offering my clients the very best!

Evan Antonini, EHM Group, LLC Bookkeeping & Controllership Services New York, NY

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